The Million Dollar Mortgage Mistake

The Million Dollar Mortgage Mistake



The Million Dollar Mortgage Mistake
Getting a​ mortgage loan or​ a​ mortgage loan refinanced without a​ financial plan is​ one of​ the​ worst decisions Americans make every day.
Unbeknownst to​ the​ average American,​ they are losing over $1,​000,​000 for their retirement!
Don’t get me wrong .​
Mortgage loans are a​ necessity of​ life .​
However,​ mortgage loans in​ Nevada can be dangerous if​ a​ family doesn’t get a​ financial advisor to​ help them.
Nevada mortgages can be dangerous because:
* Lenders in​ Nevada only need to​ fill out a​ form to​ get their mortgage license.
That’s right! Anyone with a​ pulse can offer a​ mortgage loan to​ consumers simply because he or​ she turned in​ a​ form .​
Most of​ the​ mortgage lenders in​ Nevada became mortgage brokers simply because they heard of​ the​ growing housing market and are desperate to​ make high commissions off of​ those who don’t know any better.
* Private mortgage companies can only offer one or​ two specific mortgage loans.
Private mortgage companies are not looking out for the​ consumer’s interest .​
They will do anything to​ sell you​ on​ a​ mortgage loan,​ even if​ it​ isn’t right for you,​ your lifestyle,​ or​ your budget .​
Because they have contracts with certain loan companies,​ they can only sell you​ one or​ two specific mortgages,​ and their commission depends on​ it.
* Desperate mortgage brokers will do anything to​ make a​ sale … and I​ mean ANYTHING.
While many of​ us are optimistic that the​ person we are dealing with is​ being honest,​ oftentimes,​ mortgage brokers are not as​ honest as​ we would hope .​
Any of​ us who have signed mortgage papers before,​ know what a​ mountainous stack it​ can truly be .​
Do any of​ us really read the​ find print on​ each page? That would take over a​ month! So usually,​ a​ mortgage lender will summarize each page for you,​ so you​ don’t have to​ read the​ fine print .​
How nice of​ them … or​ is​ it? Sometimes,​ the​ mortgage market is​ so tough that mortgage brokers will tell a​ family one thing,​ but the​ fine print will say another .​
For example,​ the​ mortgage broker might not mention that a​ fee will incur of​ three years payment if​ a​ family refinances their home before 5 years after the​ first mortgage.
What is​ a​ Family to​ do?
The answer is​ simple .​
Get a​ financial planner .​
a​ financial planner is​ not only a​ PROFESSIONAL that can help you​ with your mortgage,​ but they can help you​ in​ other aspects of​ your finances as​ well.
Las Vegas financial planners can be life saving because:
* They are professionals in​ financial planning,​ INCLUDING MORTGAGES,​ so you​ don’t have to​ worry about their qualifications.
* They aren’t tied down by contracts with mortgage lending companies,​ so they can offer you​ hundreds of​ different options for mortgages verses the​ one or​ two from private mortgage companies .​
THIS CAN GUARANTEE you​ the​ LOWEST INTEREST RATE in​ NEVADA!
* Financial planners have an​ established career as​ financial planners,​ so you​ don’t have to​ worry about dishonesty to​ make a​ sale.
* Financial planners can help to​ eliminate credit card debt and help with other debt management at​ the​ same time you​ are purchasing a​ mortgage,​ which can ultimately help you​ save hundreds of​ thousands of​ dollars.
* Some financial advisors will help you​ for free!
* Financial planners can show families how to​ house their savings in​ a​ FOREVER TAX FREE accumulating account with up to​ a​ 12% interest rate .​
THIS CAN ULTIMATELY HELP FAMILIES RETIRE WITH $1,​000,​000 OR MORE!
* Financial planners don’t just plan,​ they teach .​
They will teach you​ everything you​ need to​ know about your mortgage loan and any other savings plans so you​ know what is​ happening with your money.




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