Revealing The Truth Behind The Garnishment Laws

Revealing The Truth Behind The Garnishment Laws



Revealing the​ Truth Behind the​ Garnishment Laws
Garnishment law has been in​ force to​ improvise the​ mode of​ collection of​ payment for the​ money due towards the​ federal government or​ any other creditor .​
Garnishment law also states wage garnishment according to​ which the​ money is​ deducted directly from the​ person’s salary after assessing the​ monthly expenses vis-à-vis monthly income .​
Garnishment law can be levied by any agency and is​ not limited to​ the​ IRS .​
Any private creditor,​ federal government department,​ or​ even an​ ex-spouse can claim garnishment of​ the​ money overdue .​
Garnishment law can also be enacted towards the​ child support expenses .​
But for all agencies apart from the​ government department a​ court order is​ required to​ enforce the​ garnishment law .​
Garnishment is​ taken as​ a​ part of​ payroll process .​
If the​ person is​ unable to​ pay the​ amount due as​ credit then the​ correct order for collecting the​ money has been stipulated in​ the​ garnishment law .​
According the​ garnishment law,​ the​ garnishment due to​ towards the​ federal government is​ to​ be collected first .​
Thereafter the​ money due towards state tax or​ local tax garnishment and lastly garnishment for credit cards falls in​ order .​
Garnishment law in​ some states like Pennsylvania,​ North Carolina,​ Texas,​ etc do not allow wage garnishment at​ all except those related to​ taxes,​ child support,​ court order fines,​ federally-guaranteed student loans,​ etc .​
some states allow all kinds of​ garnishments even those levied by the​ private creditors .​
In some states garnishment law states maximum 25% of​ the​ disposable earnings to​ be levied as​ amount due towards payment .​
Garnishment law also states types of​ garnishment law called as​ attachment .​
According to​ attachment the​ garnishee needs to​ hand over all the​ money or​ property during the​ service of​ process of​ the​ court .​
This type of​ garnishment as​ stated in​ the​ garnishment law is​ required only against institutions like banks,​ or​ other companies that face liquidated obligations in​ the​ regular course of​ the​ business .​
The money withheld from any individual’s paycheck is​ handed over to​ the​ creditor or​ the​ agency towards which the​ amounts is​ due .​
Therefore it​ is​ suggested that while filing returns one must include the​ amount garnished from the​ wages .​
The garnishment law authorizes the​ pay of​ active,​ retired or​ reserve personnel to​ be garnished towards child or​ spouse support .​
As per the​ garnishment law,​ the​ garnishment says in​ effect until the​ total amount due towards the​ federal government of​ the​ agency is​ paid up or​ until the​ IRS department releases the​ garnishment .​
According the​ wage garnishment law an​ individual’s salary,​ wages,​ or​ other income can be levied .​
It prevents the​ employee to​ be fired from the​ job in​ hand .​
If the​ employer fires the​ employee because of​ garnishment proceedings,​ then it​ is​ violation of​ garnishment law .​
Also the​ employer can be fined for the​ same .​
The Wage and Hour division of​ the​ Department of​ Labor determines the​ violation of​ the​ law .​
The IRS does not do this job.




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