Skip to main content

Cashflow Problems How To Get Your Money

Cashflow Problems: How To Get Your Money
One of​ the​ most common problems that affects businesses is​ that their customers owe them money .​
When you've done the​ work but people are being slow to​ pay you,​ you can get behind with bills and be short of​ money to​ invest in​ your business .​
This is,​ understandably,​ an​ annoying situation -- you're being chased for debts that other people refuse to​ pay .​
There are,​ though,​ a​ few ways to​ improve your customers' payment speed.
Remember You're a​ Credit Provider.
When you do work and invoice afterwards you are extending credit to​ your customers .​
As such,​ if​ the​ cost is​ going to​ be high,​ you should consider running a​ credit check on​ them before you start work .​
This will show you whether the​ company you're about to​ do work for is​ in​ trouble,​ and can help avoid lots of​ problems later on​ .​
You can usually run credit checks onlin for next to​ nothing.
Give Invoices a​ Due Date.
A mistake many home businesses make is​ to​ send invoices that have a​ fancy layout and say how much the​ customer owes,​ but don't contain any direct instruction to​ pay now .​
This results in​ customers receiving the​ invoice and putting it​ on​ their 'unimportant chores' pile -- you know,​ the​ one that doesn't get done for months.
To avoid this,​ a​ good strategy is​ to​ give your invoices a​ due date .​
Set it​ two or​ three weeks from when you sent the​ invoice,​ and make sure you highlight it .​
People will see your deadline and realise that you mean business -- they'll think 'oh,​ I'd better deal with this' and you'll get your payment sooner rather than later .​
If you don't,​ a​ follow-up phone call saying 'I wonder if​ you realised that your invoice's due date was yesterday...' will usually do the​ trick .​
Almost no-one refuses to​ pay if​ you confront them directly -- they just do it​ because they think they can get away with it.
In some places,​ the​ practice of​ putting due dates on​ your invoices might even entitle you to​ charge interest on​ money you are owed,​ or​ charge fees .​
Check your local laws.
You Could Try Debt Factoring.
Some businesses have success with a​ technique called 'debt factoring' .​
This is​ when you sell your invoices to​ a​ third party who specialise in​ administration and collection,​ and they give you the​ money for the​ invoice straightaway instead of​ you having to​ wait for the​ customer .​
If you try this approach,​ though,​ you should consider the​ percentage of​ your invoices that the​ company is​ taking,​ and whether they're treating your customers the​ way you would want them to​ be treated .​
It might be best to​ only sell invoices to​ debt factoring companies when they haven't been paid by the​ due date,​ letting them act more like a​ collections agency.
Collections Agencies.
Of course,​ your last resort is​ to​ sell the​ debt to​ a​ collections agency .​
This will cost you around 10% of​ the​ debt .​
The collections agency will try to​ intimidate your customer into paying,​ ultimately taking them to​ court if​ necessary,​ and they might try seizing the​ customer's assets .​
Make sure you check out the​ agency you plan to​ use beforehand,​ though -- you don't want them to​ be doing anything illegal.
You should always try to​ talk to​ the​ customer before you take this route,​ as​ if​ they're not paying the​ chances are that there's a​ reason .​
You might be about to​ force them out of​ business .​
On the​ other hand,​ they might just be forgetful,​ in​ which case they won't be too happy about you setting debt collectors on​ them.
Be Prepared to​ Settle.
Sooner or​ later,​ you might end up being owed money by a​ business that is​ in​ financial trouble -- you're just one in​ a​ long list of​ creditors,​ as​ everything falls down around them .​
In this situation,​ you need to​ be prepared to​ settle with them for less than the​ original invoice price,​ or​ you risk getting nothing .​
It is​ a​ bad situation to​ be in,​ but it's better to​ give someone a​ break and get some money instead of​ pushing them further towards bankruptcy and getting nothing.


Popular posts from this blog

Free Directory Marketing

Free Directory Marketing
There are hundreds,​ maybe thousands of​ free directories on​ the​ internet,​ and you​ can use them to​ easily market your site – for free.
Directory Submissions
Submitting your site to​ free directories is​ the​ most obvious way to​ market your site via directories .​
Of course,​ there are several rules you​ should follow when submitting your site,​ if​ you​ want it​ to​ be accepted .​
Here are the​ most common site requirements:
1: Quality site .​
Meaning no adsense,​ pоrn,​ hate,​ or​ scraper sites allowed .​
Unique content is​ a​ must.
2: No promotional language in​ your title or​ description
3: Use valid contact information
4: Use your official site name as​ your title
Use those rules,​ and of​ course,​ read the​ rules on​ each site you​ submit to,​ and more of​ your listings will be approved.
Are paid submissions worth it?
With the​ exception of​ perhaps Yahoo,​ I​ do not believe so .​
The increase in​ link quality is​ just not worth the​ expense,​ in​ my opinion.

5 Natural And Nonnatural Acne Treatments

5 Natural and​ NonNatural Acne Treatments
At one point all of​ us have been trying to​ find ways on​ how to​ be completely acnefree. ​ Here are some natural and​ not so natural acne treatments that are proven to​ be effective.
1. ​ Witch Hazel Astringent
This astringent comes from the​ plant with the​ same name. ​ it​ is​ widely spread from Nova Scotia in​ Canada down to​ Texas and​ Florida. ​ Simply steam the​ twigs of​ this plant and​ voila! the​ extract you​ get from it​ serves as​ your astringent. ​ Remember to​ cool it​ though. ​ What’s good about this is​ that it​ occurs naturally and​ even the​ process it​ has undergone is​ all natural. ​ You can be assured it​ is​ less harsh compared with commerciallyproduced astringents.
2. ​ Commercially Produced Astringents
There is​ no doubt that astringents we can buy overthecounter are also effective. ​ There are lots of​ variants to​ choose from with additional ingredients that promote better skin. ​ The only downside is​ it​ can be a​ …

Cross Training for Fitness and Fat loss

Cross Training for Fitness and Fat loss
A small amount of fat is needed for padding the internal organs and as insulation under the skin. Excess fat leads to such diseases as diabetes, gout, high blood pressure, coronary artery disease, and gallbladder problems. There are very few, very fat persons. The reason is that the fittest, not the fattest survive.
The numbers on your scale do not indicate whether you are fit or fat. Far more significant than your total body weight is the composition of your body tissue. If a man’s fatty tissue is bigger than 14% up to 15% of his body mass, or if a woman’s is more than 20% to 22%, he or she is overweight, or more precisely, over fat.

The problem now is focused on how to resolve the problem. The problem with most people who want to lose weight is that they have the propensity to concentrate more on getting those numbers lower than what they are seeing now. What happens next is that they strive harder to achieve a lower weight, according to the …

Yoga Supine pose Knee down twist (sputa matsyendrasana)

Supine pose Knee down twist (sputa matsyendrasana) Lying on your back you bring your arms to the sides of the body with the palms facing down. Bend the right knee and place the right foot on the left knee. While exhaling you drop the right knee over the left side of your body twisting the spine and lower back. Look at the right hand, keeping the shoulder flat on the floor you relax into this posture. When doing yoga poses at home make sure to put a soft foam mat or anything similar on the floor to support your back when lying down. Yoga postures are not supposed to hurt when doing them, so if you feel that your body does not want to go any further, don't push it.

Ways To Get A Low Cost Mortgage Loan

Ways to​ Get a​ Low Cost Mortgage Loan
Everyone needs a​ mortgage loan,​ but for some,​ they can get a​ lower costing financing if​ they know how to​ look for and secure it .​
The options are really many in​ this type of​ lending yet few people actually take the​ time to​ find the​ right choice for their needs .​
By cutting back the​ interest rate of​ a​ loan,​ an​ individual can actually save thousands of​ dollars over the​ course of​ paying off their home .​
This means that some are overpaying by at​ least that much .​
Here are some of​ the​ ways that you​ can save on​ the​ purchase of​ your next home.
Ways to​ Lower Cost
Raise your credit rating .​
Spend a​ month or​ more working to​ improve your credit score .​
If you​ can raise it​ by even a​ few points you​ will be doing very well to​ help you​ get a​ lower rate of​ interest on​ your mortgage loan .​
To do this,​ lower the​ total amount of​ money that you​ owe in​ debts and keep making your payments on​ time each month .​
Keep you…

7 Tips On Maintaining Acne Free Skin

7 Tips on​ Maintaining Acne Free Skin
Having that nasty zit is​ sometimes quite annoying. ​
In fact,​ it​ is​ a​ great factor on​ suffering low selfesteem particularly on​ young people whose main focus at ​ puberty is​ the​ physical attribute. ​
Preventing acne breakout is​ not a​ piece of​ cake that is​ why even if ​ you​ know everything about acne control,​ the​ acne still shows up every now and​ then. ​
The lack of​ time to​ maintain acne free regimen daily contributes to​ the​ breakout. ​
So how do you​ maintain your acne free skin? Here’s how
1. ​
Do not prick the​ acne affected area. ​
Touching it​ with bare hands can cause further irritation. ​
Unclean hands carry undesirable microorganism that can cause acne. ​
So it​ is​ rather safe to​ keep your hands or​ any other object from your face to​ impede the​ inflammation of​ the​ acne and​ scarring of​ the​ skin as​ well.
2. ​
Avoid using oilbased products on​ your hair. ​
Guys and​ girls wear hair products to​ improve their appeara…

A Construction Resume Will Show Off Your Technical Knowledge And Qualifications As Well As Your Related Experience

A Construction Resume Will Show Off Your Technical Knowledge and​ Qualifications as​ Well as​ Your Related Experience.
With the​ world constantly expanding its horizons, more and​ more buildings are being constructed and​ rules and​ regulations are getting tighter .​
Your construction resume will reflect your technical skills and​ advanced knowledge.
Basically a​ construction resume should contain your full name, permanent address, telephone numbers and​ email addresses .​
Apart from that a​ construction resume should include the​ following information .​
A clear cut career and​ job objective which shows your sense of​ direction to​ the​ employer .​
Your construction resume should have the​ names of​ each of​ your employers and​ your corresponding job titles .​
Give a​ brief description about the​ employer like what they are doing, if​ they are not well known .​
Highlight any community activities and​ membership with professional organizations .​
Mention the​ size, value of​ the​ projec…

Contact Lens Discounts

Contact lenses have made lives simpler for millions of​ people world wide, today no matter what part of​ the globe you are from if​ you have ever worn a​ pair of​ glasses in​ your life chances are you have considered getting contact lenses. Contact lenses are worn by over 125 million people the world over. Apart from helping people get rid of​ glasses, contact lenses also offer many more features that conventional visual aids like glasses cannot offer.
As mentioned earlier the biggest advantage of​ contact lenses is​ that they are almost invisible, and unless a​ person tells you he or​ she is​ wearing contact lenses it​ is​ almost impossible to​ find out. a​ majority of​ the people in​ the world today wear contact lenses for this cosmetic purpose alone. it​ is​ not uncommon for people to​ completely ditch their glasses in​ exchange for contact lenses. Apart from making people with glasses look prettier, contact lenses also have more scientific advantages spectacles to​ do not have.

Reiki Symbols

The three important symbols given to a student during Level 2 attunement are Cho Ku Rei or the power symbol, Sei He Ki or the emotional and mental healing symbol, and Hon Sha Ze Sho Nen or the distance healing symbol. The symbols 'hon sha ze sho nen' and 'dai ko myo' were written in kanji language. The reiki symbols are the vibrations one will experience when one is in state of reiki Samadhi. 

We need to get these symbol attuned from a reiki master. As time passed, the original form of these symbols started getting lost. 

For example when madam Takata made reiki masters, there would have been different types of 'hon sha ze sho nen' and 'dai ko myo'. 

It was to preserve their original form that they were drawn on paper so that nobody can further introduce any modifications in how they are drawn. The 'Sei he ki' symbol is used to overcome the obstacles in path of reiki energy. 

brings back the balance where imbalances exist whether it be in body or …

Words Are Extremely Important - The Game of Life

A woman came to me and asked me to "speak the word" that she would marry a certain man with whom she was very much in love. (She called him K. E.)
I replied that this would be a violation of spiritual law, but that I would speak the word for the right man, the "divine selection," the man who belonged to her by divine right. I added, "If K. E. is the right man you can't lose him, and if he isn't, you will receive his
equivalent." She saw K. E. frequently but no headway was made in their friendship. One evening she called, and said, "Do you know, for the last week, K. E. hasn't seemed so wonderful to me." I
replied, "Maybe he is not the divine selection—another man may be the right one." Soon after that, she met another man who fell in love with her at once, and who said she was his ideal. In fact, he
said all the things that she had always wished K. E. would say to her.
She remarked, "It was quite uncanny."
She soon retu…