Baby Expense When Money Is Tight And Babys On The Way

Baby Expense When Money Is Tight And Babys On The Way



As you probably know,​ baby expense should be high on​ your list of​ things to​ plan for,​ before the​ baby comes. There is​ no cheap way to​ have and raise a​ baby: it​ takes sweat,​ work,​ lots of​ cash,​ patience,​ and more to​ have a​ happy,​ healthy baby. Some studies suggest that you will spend anywhere between $150,​000 and $200,​000 for your kids by the​ time they are 18 years old,​ not including private schools,​ special lessons,​ or​ college.

But if​ you waited until you had enough money,​ time and energy to​ have your baby,​ you would probably end up without any children. Here you'll find a​ few ways to​ ease the​ finances,​ so that you can enjoy your new bundle of​ joy.

1. Get health assistance - if​ you don't have health insurance,​ and can't afford it,​ doctor's bills can ad up really easy. But there are options out there for people just like you. This baby expense will probably be one of​ your biggest,​ so don't be afraid to​ ask for assistance if​ your family needs it.

2. Breastfeed your baby,​ if​ possible. It's free,​ it's convenient,​ and it​ might help against breast cancer. It's recommended as​ being the​ best form of​ nutrition for baby.

If you can't breastfeed,​ don't feel guilty. Try to​ apply for WIC (Women,​ Infants,​ and Children): http://www.fns.usda.gov/wic,​ a​ program designed to​ help middle and low income families with educational resources and food. You can also save money by buying formula in​ bulk,​ clipping coupons,​ and accepting free samples whenever they are offered. This is​ a​ baby expense you can't do without.

3. Diapers - Some diapers are better than others,​ but most are basically the​ same. Store brand disposable diapers can be just as​ good as​ the​ name brand,​ for several dollars less than their name brand counterparts. You can save even more,​ if​ you use cloth diapers instead of​ disposable. as​ with breastfeeding,​ it's a​ little more work involved,​ but well worth it.

4. Diaper Rash Prevention - instead of​ taking action after your baby got a​ diaper rash,​ prevent it​ with a​ drop of​ olive oil applied to​ their bottom every time you change their diaper: it​ works wonders (you should check with your doctor first).

5. Baby food - When it​ comes to​ baby food,​ a​ blender is​ your best friend: it​ will help you keep this baby expense at​ its lowest. Not only is​ it​ much cheaper,​ but it's so much healthier! Save the​ little baby food jars for quick trips,​ or​ special occasions,​ and give your baby pureed food made by you. You can cook a​ week's supply on​ the​ weekend,​ put the​ blended vegetables in​ the​ ice cube tray,​ for a​ few hours,​ and then place them in​ a​ freezer bag. Depending on​ your baby's appetite and age,​ you can microwave one,​ two or​ three cubes before meal time. It's quick,​ healthy and inexpensive.

6. Clothing - There is​ no need to​ buy expensive designer clothing for you little one. Do you think anyone will really notice that your baby is​ wearing Tommy Hilfiger? Babies look cute in​ anything: don't waste your money! You can get most of​ your baby clothing at​ yard sales or​ second-hand stores.

7. Toys - they are big business,​ but you don't have to​ feel pressured to​ get the​ latest and most expensive models. My kids were happy with everyday items as​ their toys: empty shampoo bottles (make sure they are cleaned and rinsed very well before handing them to​ your baby),​ plastic bowls,​ plastic containers from food products (margarine,​ sour cream ,​ etc.) that they could stack up,​ etc. Also,​ buy some toys that will help with your baby's development,​ are durable,​ and are age appropriate: a​ baby expense worth the​ money.

8. Wills - Get a​ will or​ update your old will. Name a​ guardian for your child and the​ trustee of​ your child's inheritance (often but not always the​ same person). Without a​ will,​ the​ court will name these individuals and also split up your assets in​ accordance with state law which may not be the​ way you would wish. Please don't try to​ avoid this baby expense: your kid's future might depend on​ it. a​ simple will that includes a​ trust for minor children costs between $150 and $250.





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