Why You Should Not Buy Holiday Insurance From Your Travel Agent

Why You Should Not Buy Holiday Insurance From Your Travel Agent



When you're planning a​ holiday or​ trip the​ last thing you​ want to​ consider is​ what could go wrong. This is​ no doubt the​ reason so many UK travelers take a​ holiday abroad without the​ protection of​ a​ travel insurance policy.

For many of​ those that do protect themselves,​ it's often an​ afterthought with little attention paid to​ the​ quality of​ the​ cover or​ it's value for money. a​ large number of​ travelers who book their holiday through a​ travel agent,​ often choose the​ policy offered or​ suggested by the​ agent for convenience or​ because they assume the​ great deal they just got on​ their package holiday will be replicated with the​ travel insurance premiums. This is​ rarely the​ case as​ travel agents look to​ recoup some of​ the​ discounts they give on​ holidays from added extras they promote such as​ travel insurance.

First of​ all,​ your travel agent is​ not an​ insurance expert. This means that they often know little or​ nothing about holiday insurance and how their policy compares to​ others on​ the​ market. They'll be able to​ give you​ the​ information that they've been told to​ give you,​ and they will have no problem selling it​ to​ you,​ but in​ most cases you​ won't get a​ choice of​ policies or​ providers so won't be able to​ guage if​ you​ are getting a​ good deal or​ not.

Many travel agents are also agents of​ just one insurance company so you​ are restricting your choice to​ one or​ at​ most a​ hand full of​ providers chosen from a​ restricted panel. it​ might appear to​ be more trouble than it's worth shopping around for travel insurance and this is​ why many holiday makers prefer the​ simplicity of​ cover bought with their holiday at​ the​ travel agent. But as​ little as​ ten minutes on​ the​ internet at​ a​ price comparison website will open up the​ market and allow you​ to​ compare hundreds of​ policies by price and policy features. Armed with this research you​ can then consider the​ travel agent's cover from a​ position of​ strength and make an​ informed choice.

Holiday insurance should be a​ vital part of​ your travel arrangements,​ particularly if​ you​ are traveling as​ a​ family. Thousands of​ people have their holiday dreams ambushed by cancellations,​ lost baggage and stolen possessions every year - to​ mention a​ few. That's why it's important to​ do your homework and if​ you​ are unsure,​ buy your cover from an​ expert. you​ wouldn't buy your holiday from an​ insurance broker so why buy your travel insurance from a​ holiday broker. as​ the​ saying goes,​ failing to​ plan is​ like planning to​ fail,​ and when your well earned holiday is​ at​ stake,​ a​ little effort now will be well worth the​ extra peace of​ mind.




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