Why You Should Consider Pet Insurance For Your Family Pet

Why You Should Consider Pet Insurance For Your Family Pet



Why you​ Should Consider Pet Insurance For Your Family Pet
If you​ have ever wonder about the​ benefits of​ insuring your family pet,​ then you​ may want to​ consider the​ following pointers as​ to​ why you​ should consider pet insurance for your family pet:
1 in​ every 3 family pets will visit a​ vet this year for treatment
40 percent of​ all vet fees are caused by ‘unforeseen’ illnesses or​ accidents
less than 15 percent of​ family pets in​ the​ UK are covered by pet insurance
the​ average vet bill for care and attention needed following a​ road accident involving a​ cat or​ dog last year was circa .​
£750 - £1,​000
2 out of​ every 3 pet owners in​ the​ UK have admitted to​ having gone overdrawn at​ some time during their lives in​ order to​ pay for their pet’s vet bills.
All of​ these are fairly scary statistics .​
They’re event more scary when you​ consider that will a​ simple family pet insurance policy,​ paying a​ minimum premium of​ somewhere between £25 and £75 (depending on​ the​ size of​ the​ pet),​ all of​ these are totally unnecessary .​
If you​ want to​ get you​ pet insured and avoid any of​ these statistics happening to​ you,​ you​ can choose from:
Pet Accident Insurance
As the​ name suggests,​ with a​ pet accident insurance you​ are getting the​ basic minimum in​ pet insurance – accident coverage .​
Under this policy the​ insurance company will reimburse you​ for all costs and expenses you​ incur caused as​ a​ result of​ your pet having been involved in​ an​ accident (unfortunately,​ more often than not,​ this means a​ road accident).
Pet Accident and Illness Insurance
With pet accident and illness insurance you​ get full coverage insurance; namely,​ your insurance company will agree to​ pay for all the​ costs and expenses incurred as​ a​ result of​ your family pet having suffered any illness or​ accident.
Excess Amount
One thing you​ do need to​ keep in​ mind when arranging your family pet insurance is​ the​ excess amount .​
as​ with all insurance policies,​ the​ excess amount is​ the​ amount you​ and the​ insurance company agree you’ll pay before you​ are entitled to​ claim against the​ insurance policy .​
While it​ is​ always a​ good idea to​ set an​ excess amount that would cover you​ for any mundane visits to​ the​ vet,​ so as​ to​ keep the​ premium down if​ nothing else,​ you​ don’t want to​ se the​ excess too high that you​ end up having to​ pay for care and attention you​ thought would be covered by the​ pet insurance policy .​
It is,​ therefore,​ advisable that you​ have a​ look at​ some of​ your more recent vet bills and try and mind a​ medium between these sums so you​ have some idea of​ the​ excess before you​ set off arranging your family pet insurance.




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