Tips For Buying A Car

Tips For Buying A Car

So your ready to​ take the plunge and buy a​ new car? Here's a​ little guide to​ help get you through the process.

Know your credit score. The higher your credit score is, the lower your monthly car payment will be. You can obtain a​ free credit report by writing a​ credit bureau, or​ just do a​ search online , there are plenty of​ websites offering a​ free credit report.

Get an​ auto insurance quote. After you have narrowed down your choice of​ your new car's make and model, get a​ free insurance quote. You should make sure your insurance payment fits into your budget. It's a​ wise decision to​ get quotes from multiple insurance carriers , to​ nail down the best possible rate. Also, if​ you have enough money saved up, you can pay the policy in​ full, to​ get a​ discount, instead of​ making monthly payments.

Now its time to​ visit the dealer. Car salesman are fast talkers, make sure your in​ the right frame of​ mind to​ deal with them. They make a​ living off commissions, so they try very hard to​ make a​ sale. While you can admire their eagerness , they can be annoying. Just ask politely for the facts. What are the standard options, warranty info, gas mileage, and anything else you want to​ know about the car.

Haggling. Trying to​ haggle over a​ new car's price is​ like an​ art form. While sales people would love to​ make a​ sale, and haggle with you, they have to​ answer to​ a​ higher power. Usually they are tough to​ budge on getting a​ great deal. it​ also depends how the dealership is​ doing at​ the time, if​ its a​ slow month or​ quarter, they may bend a​ bit more.

However, this is​ one method I tried , and it​ did work for me once.

I just told them I would pay x-amount, nothing more, and to​ give me a​ call if​ they can meet my price. About five days later, they did call me back.

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