Things To Keep In Mind When Buying Property In Florida

Things to​ Keep in​ Mind When Buying Property in​ Florida
Moving to​ the Sunshine State is​ a​ dream for many retirees, families and singles .​
With tropical weather in​ most parts of​ this giant peninsula, and miles of​ beaches, it's easy to​ daydream about a​ home with orange and palm trees, Spanish moss, and friendly neighbors .​
As the fourth most populous state, the dream is​ a​ reality for more than 16 million residents .​
If you're wondering how to​ pick out your dream property in​ Florida, then keep some of​ these tips in​ mind.
1 .​
Florida is​ eclectic .​
It's true that some Floridians are living the lifestyle stereotype, but most residents will tell you that every community is​ completely different .​
Be sure to​ research the different areas of​ Florida to​ make sure you are selecting a​ development or​ town that has the atmosphere you are looking for .​
Life in​ Miami is​ completely different than life in​ Pensacola, which is​ more like a​ southern town .​
Gulf Coast towns and cities are known for being more relaxed, while the East Coast of​ Florida is​ a​ little more fast-paced .​
Central Florida will vary greatly on whether one chooses South-Central or​ smack-dab Central, and of​ course, inland properties are going to​ be more affordable than their coastline cousins.
2 .​
Choose river and lake properties over pure beach ones .​
To keep from spending phenomenal amounts on insurance and property, try to​ live a​ little further inland .​
It's always easier to​ rent a​ beach house for a​ week or​ two, than to​ pour money into a​ beach property year-round .​
Buying Florida properties five miles or​ more inland will save you thousands.
3 .​
Basements and extra space are rare .​
Wet weather and sandy soil make it​ almost impossible to​ build homes with below-ground footage .​
Many Florida real estate agents will suggest that their clients, who are relocating from out-of-state, trim down their belongings before arriving .​
Winter necessities are unnecessary for most of​ Florida .​
This is​ usually the first kind of​ belonging an​ agent will tell you to​ scale down.
4 .​
Homeowner associations .​
The stereotype of​ the hyperactive condo board or​ homeowner association is​ a​ reality for many planned and gated communities, and condo complexes in​ Florida .​
If it​ is​ possible to​ talk to​ a​ few of​ the residents before purchasing a​ property in​ one of​ these structured developments, then do so .​
Try to​ get a​ feel for how the governing board conducts itself .​
Always read all the fine print on the homeowner association agreement, so you know what your responsibilities might be .​
Remember, homeowner associations are your friends not your enemies .​
They exist to​ protect your property value by enforcing the rules .​
Should you find the rules to​ be too strict for your comfort, there are always non-deed-restricted communities in​ which to​ live in​ Florida .​

5 .​
Get familiar with some common terminology .​
Most properties in​ Florida are built out of​ CBS, or​ concrete block and stucco that protect homes from humidity, wind and pests .​
Also, be sure to​ ask your real estate agent about Florida's Homestead Property Tax Exemptions .​
Many residents qualify for serious deductions on their property tax, but they have to​ make sure they are proactive to​ get them .​
Look for properties with school districts that have the grade rating of​ 'A' or​ 'B' .​
Schools in​ Florida are graded just like the students.
6 .​
Check the air conditioning system .​
In order to​ counteract mold and humidity, Floridians have to​ make sure that their A/C system is​ powerful and durable .​
Many residents purchase service contracts with A/C specialists .​
Also, make sure you understand the system's warranties, and consider getting additional environmental inspections for air quality in​ your potential new property.
7 .​
Florida homes are not filled with pests .​
We don't like bugs as​ much as​ you don't .​
If you keep a​ reasonably clean house and a​ regular pest control routine, you will not have a​ problem with pesty bugs.
Florida has a​ town, a​ coastline, and numerous attractions for people of​ every age, occupation and background .​
Consider the characteristics of​ each area of​ Florida, and then try to​ narrow things down to​ a​ few areas .​
With the right research, you can find the perfect Tampa Bay Florida real estate property in​ the right community for you

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