Sm Saving Money On Medications


Sm Saving Money On Medications

Tips on​ How to​ Cut your Medical Expenses
There is​ no such thing as​ a​ free lunch. Moreover,​ there is​ no such thing as​ free medication. Some time or​ another,​ all of​ us will need medical treatment. Whether it​ would be for simple colds or​ for serious illnesses,​ these things would hurt us and burn our pockets.
According to​ a​ recent study,​ Americans spend more money on​ medical expenses than any other nationality in​ the​ world. as​ prices get higher and life gets harder,​ saving some money from your medical expenses will definitely benefit you.
Here are some practical tips on​ how to​ cut your medical costs
Mind Your Health
Prevention is​ always better than cure. Being fit and healthy seems to​ be a​ 21st century fad and it​ wouldnt hurt us if​ we​ join in​ the​ bandwagon. An analysis of​ the​ 1987 National Medical Expenditures Survey revealed that people who are more active spend less on​ medical expenses than those who live lethargic lives. the​ analysis equated the​ benefit of​ being physically active to​ $330 1987 dollar value per person.
For smokers and drinkers,​ reducing cigarette and ​alcohol​ consumption is​ an option which you may find feasible. You will not only reduce future medical costs but also reduce direct costs from purchasing these products.
Go Generic
Taking generic ​Drug​s is​ the​ way to​ go. Patents are used by manufacturers to​ be able to​ set a​ price so as​ to​ recover their costs in​ developing their products. But these patents dont last forever and sooner or​ later,​ generic versions of​ these ​Drug​s will be available. Generic ​Drug​s are basically the​ same as​ the​ branded ones in​ terms of​ ingredients and quality.
Going generic can save you a​ lot of​ money. According to​ the​ Association of​ Chain ​Drug​ Stores,​ the​ generic ​Drug​s are priced at​ $24 on​ the​ average in​ 2004,​ while the​ average price of​ the​ branded ones is​ $96 dollars.
Deal with your Doctor
Take time out to​ discuss things with your doctor,​ for this can also save you a​ lot of​ cash. Dont be shy to​ ask him about the​ possible alternatives that you can take. Ask him if​ there is​ a​ generic ​Drug​ that you can take if​ he prescribes you a​ branded ​Drug​. if​ you are going to​ have surgery,​ try to​ schedule wisely,​ so as​ to​ prevent overstaying in​ the​ hospital. And most importantly,​ do as​ you are told. if​ he asks you to​ quit your vice,​ quit it. if​ he tells you to​ be active,​ then youd better be!
Medical expenses can really dig a​ hole in​ your pocket. Try to​ be wise in​ your medical transactions and more importantly,​ take care of​ your health.






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