Simple Ways To Save Money

Simple Ways To Save Money



Simple Ways to​ Save Money
Things are so expensive these days .​
We seem to​ be hearing,​ and saying,​ that a​ lot lately at​ the​ gas pump,​ in​ the​ grocery store and especially when paying bills .​
But there are simple ways to​ help save money without making sacrifices in​ your lifestyle .​
Small savings can turn into large rewards for little effort.
Start with the​ small things .​
Eat out less,​ stay home more often .​
Invite your friends over for a​ potluck supper and rent a​ movie .​
You are still able to​ enjoy entertainment at​ half the​ cost of​ going out to​ eat and then to​ the​ movie theatre .​
My friends and I​ rotate whose house we​ will go to​ every weekend .​
Giving the​ house a​ thorough company-coming-over cleaning is​ then limited to​ once a​ month.
There are many,​ many ways to​ save money when shopping for your children .​
Their clothing can be purchased at​ a​ consignment or​ thrift store for half of​ the​ original cost .​
Many clothing items may even still have their tags,​ especially baby clothes .​
Set up a​ clothing swap with your friends who also have children .​
You may find that they can hand down clothes to​ your child that will be eventually handed down to​ their even younger child.
All children like to​ draw; the​ evidence is​ displayed on​ refrigerators across the​ land .​
Have you noticed that your office paper has been quickly disappearing? This phenomenon of​ missing printer paper can become expensive .​
Recycle your office paper for artwork .​
Or even re-use the​ paper grocery bags,​ they're free!
Babysitting costs can add up .​
But you have to​ get away every once in​ a​ while .​
Try rotating sitting with your friends .​
We keep the​ kids on​ Friday night while our friends go out .​
They keep our kids on​ Saturday night while we​ go out .​
It reduces the​ cost of​ our night out on​ the​ town.
Speaking of​ those weekend trips out,​ don't go crazy! It can be so very easy to​ spend a​ lot of​ money on​ the​ weekends .​
You've worked hard all week,​ and now you deserve to​ have fun .​
While that may be all so true,​ you might not be thinking about your overall budget .​
Plan activities that don't cost anything .​
For example,​ instead of​ spending the​ weekend at​ the​ local amusement park,​ go to​ a​ new park and ride bikes through the​ trails .​
Picnics,​ hikes and scavenger hunts cost very little,​ while they create wonderful memories for your family.
When it​ comes time to​ purchase new appliances,​ look for the​ energy saving appliances .​
When you have to​ run several loads of​ laundry a​ week,​ you want to​ use as​ little electricity as​ possible .​
On nice days,​ hang your wash outside instead of​ using the​ dryer .​
Not only will you save money,​ but it​ can be a​ nice escape from your daily routine .​
Look at​ all of​ your appliances,​ and see how you can save money by using them smartly .​
You can turn your refrigerator down in​ the​ cooler months .​
Insist that no one is​ to​ stand in​ front of​ the​ fridge with the​ door open for more than fifteen seconds .​
Electric bills can add up quickly,​ so eliminate the​ waste of​ electricity by turning off lights when you leave the​ room.
One of​ the​ biggest ways that money is​ lost is​ through mismanagement .​
Credit cards may help you make ends meet,​ but if​ you can't pay the​ entire balance at​ the​ end of​ the​ month they will cost you money .​
Interest charges and minimum payments can stretch out a​ small amount of​ money into a​ long payment period .​
Every month,​ you are losing money to​ interest .​
Overdrafting your bank account is​ another example of​ lost money .​
Even though you have overdraft protection,​ it​ will cost you in​ the​ long run .​
If you are charged $25 every time you overdraft,​ and you overdraft four times a​ month,​ you have lost $1200 a​ year to​ fees .​
What could have been purchased with that money? What would that money be in​ twenty years if​ you had invested it​ wisely?
There are ways to​ save money .​
It may seem as​ though a​ little bit here and there isn't worth the​ effort,​ but believe me - pennies can turn into mountains.




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