Pet Insurance Warning A Visit To Your Vet Can Severely Damage Your
Wealth

Pet Insurance Warning A Visit To Your Vet Can Severely Damage Your Wealth



Pet Insurance. Warning a​ Visit to​ Your Vet Can Severely Damage Your Wealth.
The Chinese year of​ the​ dog started last January. And according to​ Chinese tradition,​ anyone born in​ the​ following year,​ will be honest and loyal. They also arent much concerned about wealth. This could help to​ explain why there are 5. 2 million homes owning dogs without pet insurance cover. as​ many will have discovered to​ their cost,​ theyre leaving themselves exposed to​ enormous veterinary bills.
The average cost of​ treating a​ dog following a​ road accident is​ £379 and the​ cost of​ just a​ scan could exceed £1,​000. And as​ Veterinary science becomes more advanced with breakthroughs in​ medicine and surgery,​ the​ cost of​ owning an dog can potentially increase.
There is​ no National Health Service pets and if​ your dog is​ ill,​ detailed diagnostic tests,​ surgery,​ medication and care can mean an unexpected shock to​ your pocket. Studies have shown that on​ average,​ an insured pet owner makes a​ claim every three years.
But do take care. Pet insurance policies vary widely in​ terms of​ their cover,​ the​ excess you​ have to​ pay,​ the​ maximum costs that can be reclaimed each year and various exclusions.
So when youre on​ the​ net shopping for pet insurance,​ its important to​ swot up on​ the​ small print. Dont automatically fall for the​ cheapest. Cheap premiums customarily reflect limited cover. For example,​ not all insurers will cover your pet for life. This means that if​ your dogs problem requires ongoing treatment,​ then cover ceases at​ the​ twelvemonth stage.
Take Sheila Follows spaniel,​ Bonny. Seven years ago Sheila wisely took out insurance cover for Bonny as​ soon as​ Bonny joined the​ family as​ a​ pup. All was well until the​ first spring. Then,​ Bonny developed a​ skin allergy and later that year a​ hip problem. Treatment has been ongoing ever since requiring regular visits to​ the​ local vet.
Sheila says,​ Bonny has to​ have a​ special diet and regular injections to​ control her allergies. the​ bill from my vet is​ usually between £375 and £450 per month so my decision seven years ago to​ take out insurance,​ proved to​ be one of​ my best investments. My insurance premium is​ just £15 per month and Im not sure what wed do if​ we werent insured!
Sheilas policy is​ a​ Budget policy issued by Pet Plan and covers lifetime conditions for up to​ £4,​000 each year. Pet Plan also have two other pet schemes their Standard Policy will pay out up to​ £6,​000 per year and their Supreme Plan provides unlimited cover. So you​ can see that even within the​ same insurance provider,​ you​ can be faced with several policies to​ choose from.
So theres lots of​ choice. Some policies even provide protection for kennel fees,​ or​ boarding fees if​ you​ become ill or​ even pay your cancellation fee for your holiday if​ your pet becomes ill before you​ travel.
Our advice is​ to​ look at​ several pet insurance web sites. Better still,​ print off their schedule of​ benefits and terms and conditions. Then spend forty minutes comparing their premiums and look closely at​ what youll get for your money. We know itll be a​ bore but a​ little extra effort now will be rewarded with a​ great deal and your peace of​ mind.
And if​ your dog could talk,​ hed say thanks too. But perhaps a​ big lick will do!
Postscript
If you​ receive either Council Tax benefit or​ Housing Benefit,​ the​ Peoples Dispensary for Sick Animals PDSA will provide veterinary treatment free of​ charge.
At the​ moment there are some 5. 8 million households that fulfil these eligibility conditions with just over 7 out of​ ten of​ homes served by either a​ PDSA PetAid practice or​ a​ PetAid Hospital.
There are 328 PetAid practices and 4 PetAid branches plus 43 PetAid Hospitals.




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