Minor Car Accidents A Minute By Minute Survival Guide

Minor Car Accidents A Minute By Minute Survival Guide



What do you do if​ you have a​ minor collision with another vehicle on the​ road?

First 30 seconds:

1.Stay in​ the​ car.
2.Put your emergency flashers and​ headlights on full beam.
3.Switch off the​ engine.
4.Apply the​ handbrake.
5.Take deep breaths.
6.Check your passengers, especially children and​ old people are OK.

Second 30 seconds, if​ no-one is​ more than shaken up:

1.Check for​ signs of​ aggression from the​ other driver
2.If other driver is​ aggressive, stay in​ the​ car and​ ring the​ police.
3.If other driver is​ behaving in​ a​ reasonable way then open your door and​ get out.
4.Remember that everyone has elevated adrenaline levels in​ this situation and​ strive to​ think - calm.
5.Call the​ police

Next 4 minutes:

1.Consider whether your passengers are safer inside the​ car or​ outside.
2.Ask nearby drivers for​ their details and​ if​ they would be willing to​ act as​ witnesses.
3.Talk to​ the​ other driver, but never admit any responsibility for​ the​ accident.
4.Leave the​ car where it​ is, until the​ police have arrived, even if​ it​ is​ causing an​ obstruction.

Next 5 minutes:

1.Take photographs of​ cars and​ licence plates. Discretely try to​ include the​ other driver in​ your shots.
2.Take photos of​ the​ junction and​ road layout where the​ accident happened. Include road condition and​ weather.
3.Make notes. Was the​ other car driving with headlights? Was the​ other driver wearing glasses, or​ sunglasses? Did the​ other driver seem distracted by children or​ anything else in​ the​ car. Was the​ other driver drinking, using a​ phone or​ smoking when theaccident happened?

Next 15 minutes:

1.By now the​ police should have arrived. Answer their questions and​ stay calm.
2.Tell the​ police officer of​ any observations that are relevant, such as​ if​ the​ other driver was using a​ phone, or​ had no lights on.
3.Move your vehicle once the​ police officer has completed any measurements or​ other necessary observations.
4.Ask the​ police officer what the​ next stage is. Will there be any prosecution?
5.The police officer may give you an​ indication whether your vehicle is​ safe to​ drive home.
6.Make sure the​ police officer gives you an​ Incident Number and​ his or​ her name and​ number.
7.If your vehicle cannot be driven call a​ vehicle recovery service.

Later:

Call your insurance company and​ ask for​ a​ list of​ autobody repair facilities that they deal with in​ your area. Find help at​ http://www.autobody-repairs.info

Your insurer will almost certainly have a​ list of​ Approved Repairers. These will be companies that the​ insurer has found inspected and​ found acceptable. Many companies will inflate estimates if​ they know that the​ bill is​ going to​ be paid by an​ insurance company. the​ estimates provided by Approved Repairers have been judged reasonable and​ uninflated.

The workshop receives a​ large part of​ its business from the​ insurance companies so are well motivated to​ stick to​ their rules, and​ not to​ add on damage repairs not arising from the​ insured accident.

To receive approval status the​ bodyshop will need to​ have jigs, paint-shops and​ ovens to​ heat the​ painted parts to​ ensure the​ work is​ up to​ the​ original quality.

While your car is​ in​ the​ bodyshop, ask them for​ estimates to​ make good any other body work damage that has not arisen from the​ accident. You will have to​ pay for​ this yourself, but the​ price is​ likely to​ be lower than if​ you just drove in​ off the​ street to​ have those jobs done.




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