Mexican Insurance Problems Experienced By Vacationers

Mexican Insurance Problems Experienced By Vacationers



Mexican Insurance Store has issued a​ report on​ the​ top legal and insurance related problems experienced while driving on​ vacation in​ Mexico. Unlike the​ law in​ the​ U.S.,​ in​ Mexico the​ assumption of​ guilt prevails over the​ assumption of​ innocence. the​ penalties for not having insurance while traveling in​ Mexico can be severe.

Mexican Insurance Store has issued a​ report on​ the​ top legal and insurance related problems experienced while driving on​ vacation in​ Mexico. Unlike the​ law in​ the​ U.S.,​ in​ Mexico the​ assumption of​ guilt prevails over the​ assumption of​ innocence. the​ penalties for not having insurance while traveling in​ Mexico can be severe.

Common Legal / Insurance Problems:

1. Not Having Mexican Insurance.

U.S. and Canadian auto insurance is​ NOT recognized in​ Mexico. Vacationers that don't have Auto Insurance in​ Mexico and have an​ accident may spend many hours or​ days in​ jail and have their vehicle confiscated.

2. Buying Insurance with services that are NOT Valid in​ Rural Areas

Some services have fine print that says that they are provided in​ only "the major cities of​ Mexico". Most of​ Mexico is​ rural and many vacationers travel far from major cities. it​ is​ important to​ read the​ fine print of​ the​ insurance contract.

3. Not Having Mexican Emergency Medical Assistance Coverage

Most U.S. health insurance is​ not valid in​ Mexico.

4. Not Having Insurance for Friends and Family

Don't forget to​ get coverage for your traveling companions.

Mexican Insurance Store offers a​ package deal that includes insurance needed while traveling in​ Mexico.

- Auto Insurance with services good in​ cities and rural areas.

- a​ minimum US $20,​000 in​ Legal Assistance & Bail Bond.

Additional information:

All claims must be reported to​ an​ authorized insurance adjuster or​ claims service center before leaving Mexico. Failing to​ do so subjects the​ claim to​ denial by the​ Mexican insurance company.

Mexico auto insurance policies are null and void if​ the​ driver responsible for an​ accident is​ under the​ influence of​ drugs or​ alcohol.

We recommend purchasing electronic policies which reach insurance companies more quickly. "Paper generated" policies often take days to​ reach Mexico before any official document is​ available to​ your Insurance Company. Claims are handled more efficiently using this process.

Many paper generated policies sold in​ Mexico & the​ USA also come with additional add-on fees.




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