Loan What Does It Mean

Loan What Does It Mean



Loan .​
What does it​ mean .
Loan called the​ convention that one of​ the​ parties (lender) transfers to​ another (debtor) the​ ownership of​ things (cash or​ securities usually) and the​ debtor has the​ obligation to​ repay the​ things of​ the​ same quality and quantity of​ paying or​ not interest on​ the​ loan .​
The loan taken by the​ debtor to​ cover needs that can not meet with current revenue .​
Also,​ the​ loan is​ a​ form of​ capital by companies for the​ expansion of​ their business .​
Loans are 1 .​
Short term,​ when made for a​ period of​ less than one year,​ medium term for no longer than five years,​ a​ long term for more than five years and with no refund deadline,​ but redeems the​ first request .​
2 Private and public when the​ debtor is​ the​ state or​ public agencies or​ private individuals and companies .​
3 .​
Consumer if​ carried out to​ meet current consumer demands and productively when it​ comes to​ financing business .​
4 .​
Internally,​ when events in​ the​ internal and external financial market if​ carried out with other countries or​ international organizations in​ foreign currency .​
We also have with interest,​interest-free and fixed interest loans .​
a​ great type of​ loan is​ the​ debenture .​
The company that wants to​ enter into a​ debenture loan divide the​ amount of​ money want to​ borrow in​ equal parts or​ unevenly and issue securities and bonds are asked whose nominal value is​ equal to​ the​ value of​ those units .​
Then the​ company delivers bonds to​ seeking (lenders),​ after payment of​ a​ sum of​ money from them,​ which corresponds to​ the​ value of​ bonds.




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