Liability Insurance In Magic Shows Is An Asset

Liability Insurance In Magic Shows Is An Asset



Liability Insurance in​ Magic Shows is​ An Asset
The good old United States of​ America,​ whether you​ admit it​ or​ not,​ is​ a​ severely litigation-obsessed society .​
Basically anyone in​ this country stands a​ chance to​ be sued for any or​ whatsoever act that is​ proven to​ be his or​ her fault .​
Arm chair sociologists call it​ simply as​ the​ deep pocket syndrome .​
When one is​ doing public shows,​ especially the​ ones that deal with magic,​ the​ very best thing anyone could do to​ stay in​ the​ safe side is​ to​ buy an​ insurance for your act .​
It is​ not an​ option .​
It is​ a​ need for goodness sake .​
One of​ the​ good insurance that some entertainers have has a​ one million dollar liability .​
It came from an​ agent from the​ Farmers Insurance Group .​
Having an​ insurance is​ like having a​ fire extinguisher .​
It is​ so much better to​ have one than not have it​ at​ all .​
You feel safe,​ protected and covered .​
One million dollar tops and is​ quite enough to​ give you​ a​ sleep-heavy night and a​ wake-up-fresh morning .​
It has been said that the​ Society of​ American Magicians has the​ kind of​ insurance of​ this type .​
It is​ very important that you​ get an​ insurance .​
If you​ have one or​ if​ you​ are planning to​ purchase one,​ make sure that the​ insurance policy you​ have a​ product clause .​
This works well just in​ case you​ use balloons for your act,​ or​ birds for that matter .​
If one of​ the​ audience members happen to​ take it​ home with them and they accidentally choke on​ the​ balloon or​ get bitten by the​ bird,​ you​ have nothing to​ worry about because you​ are definitely covered.
For your information also,​ if​ you​ have performer’s insurance and you​ happen to​ perform a​ magic act while you​ were not in​ your costume,​ most likely you​ are not covered.
If you​ have liability insurance and while you​ are performing,​ a​ child insists that he or​ she wants to​ touch or​ to​ have one of​ your props,​ make sure that you​ make it​ clear and known to​ everyone concerned – as​ they may be potential witnesses – that you​ are giving the​ prop or​ props to​ the​ parent .​
Hand it​ over to​ the​ parent .​
Doing so transfers the​ liability on​ the​ hands of​ the​ child’s parents .​
There are also magic tricks performed by clowns .​
Currently,​ it​ is​ highly unadvisable – fortunately or​ unfortunately – for clowns or​ any performer to​ hug children or​ to​ get close enough unless it​ is​ to​ shake hands .​
These days you​ really cannot be too careful .​
And being too careful is​ still the​ best way to​ go.
It is​ best that prior to​ doing a​ magic act or​ any public show for that matter,​ that you​ - as​ a​ performer - tell all the​ adults and children in​ the​ audience about some specific props that you​ might be distributing to​ them during the​ course of​ the​ show .​
If for example you​ will be using balloons,​ announce beforehand that children’s mouths and balloons do not mix .​
Doing so keeps you​ from any liability and your audience safe from choking unnecessarily.
One performer has an​ existing one million dollar liability,​ it​ also includes five hundred thousand dollars worth of​ product liability .​
The insurance also covers any event wherein the​ performer and his or​ her employee is​ entertaining .​
However,​ it​ does not cover any contractors that are independent from the​ performer which the​ performer has hired .​
If the​ performer needed to​ hire someone outside,​ the​ performer always requested for an​ ‘additional insured’ from the​ insurance company.
Make sure though that once you​ get an​ insurance,​ that insurance company should be able and willing to​ give you​ a​ rider that will be able to​ cover you​ if​ in​ case you​ are working or​ need to​ work off premises and on​ a​ particular client’s house,​ business office,​ facility,​ or​ any other area that is​ different from where you​ regularly and usually work in​ .​
It is​ a​ standard item and there should not be that much fuss over it .​
Any good insurance company should be able to​ do it .​
All you​ need to​ do is​ be persistent .​
It is​ an​ item that is​ almost always considered a​ standard on​ many insurance policies.




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