Identity Theft Who Is Phishing For Your Information

There’s a​ new type of​ internet piracy called ‘phishing’ (pronounced ‘fishing’). Internet thieves are ‘fishing’ for your personal information. They’re looking for ways to​ trick you into giving out your Social Security Number, credit card number and other personal information that they can use to​ their advantage. You could become a​ victim of​ identity theft that could take years to​ clear your financial history and personal reputation. But understanding how these internet thieves work, will help you to​ protect yourself from becoming a​ victim.

How do these thieves get your information?
Typically, you might receive an​ email from a​ company that you are familiar with that looks ‘real’. it​ has the company logo, they may call you by name, and the tone of​ the email is​ that they are looking out for your best interests. This email will warn you of​ some imminent danger to​ your account or​ credit card and that you need to​ take action immediately or​ you will suffer dire consequences. There will be a​ link (underlined writing usually in​ blue) for you to​ click on that will take you to​ their website. And guess what? The website they take you to​ will look like the real thing with the company logo and all.

Next, you will be asked to​ ‘verify’ your account, password, or​ credit card information. if​ you ever find yourself here, STOP! Do nothing. Do not fill in​ any personal information. Immediately exit from this website and delete the phony email that you received.

How to​ know that this is​ a​ ‘phishing’ email.
If you did not email this company asking for information about your account or​ for help with a​ problem, be suspicious. if​ you are still not sure because it​ looks so ‘real’, call the company yourself and ask. You can find these phone numbers on your monthly statement. if​ it​ is​ after hours and no one is​ there to​ take your call, wait until the next day when you can reach someone. Don’t fall for the ‘imminent danger’ message and feel that you have to​ take action immediately. ‘Phishers’ are hoping that you will take immediate action – don’t panic and let them trick you into clicking on their link.

What can you do?
Never give someone your password over the internet or​ phone when it​ is​ an​ unsolicited request. Your credit card company knows what your password and credit card number is. They don’t need to​ ask you for it.
Likewise, your bank knows what your account number and social security number, they won’t ask you to​ repeat it​ verbally over the phone.

Review all of​ your monthly statements every month as​ soon as​ they arrive. Check for charges that you never made. if​ your statement is​ ever late in​ arriving in​ the mail, call and ask why. Protect yourself from these would-be thieves. Don’t let them take your identity! Please remember to​ Bookmark now! Thanks for visiting.

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