How To Get Boating Insurance

How to​ get boating insurance
If your vessel is​ more than 10 years old your insurance carrier may require you​ to​ receive a​ Marine Survey,​ to​ certify that the​ boat is​ both safe and seaworthy .​
The Marine survey will also give your insurance carrier an​ idea of​ what the​ vessel is​ worth,​ according to​ fair market value,​ an​ important aspect in​ getting an​ accurate insurance quote.
A marine survey can benefit you​ in​ several ways .​
While you​ may contract the​ survey to​ be done because an​ insurance carrier or​ potential lender has required it,​ it​ may save you​ money on​ your insurance premium,​ in​ the​ long run .​
a​ thorough survey can also identify potential problems that you​ may not have been aware of,​ helping you​ to​ avoid an​ unwanted accident,​ or​ break down on​ the​ water.
Marine surveyors will generally inspect the​ hull and frame of​ your watercraft,​ as​ well as​ the​ engine and any other exposed areas .​
Surveyors can often identify problems,​ and offer suggestions on​ repairs or​ maintenance .​
Letting the​ boat owner know of​ potential risks and hazards allows for preventative measures to​ be taken,​ before a​ disaster occurs.
The cost of​ a​ marine survey varies depending on​ the​ extent of​ work to​ be done .​
Larger vessels obviously take longer to​ inspect,​ and therefore will be more expensive to​ survey than a​ smaller craft .​
The cost of​ the​ survey itself,​ however,​ is​ small in​ comparison to​ the​ risks a​ boat owner may take in​ not having one completed.

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