For College Students

For College Students



For College Students
The tuition arrangements are set up; the dorm room is
assigned and ​ your son or​ daughter is headed off to
college in the fall. ​
In all of​ the confusion of​ the
paperwork, deadlines and ​ financial arrangements did
you remember to check on their health insurance?
Many, but not all, insurance companies provide for
health insurance for college students under a​ family
policy; do you know for sure that yours does?
With some insurance companies, coverage depends on
whether or​ not the student is a​ full time student.
Review your policy or​ ask your insurance
administrator; if ​ you have an HMO plan, will your
student be covered if ​ they go to the student
healthcare facility away from home?
Check the age limit as​ well; you may find that once
your son or​ daughter reaches a​ certain age they are
dropped from the policy no matter what.
Ask your insurance company to provide an extra
insurance card for your son or​ daughter to carry with
them; if ​ there is an additional card for prescription
medications; make sure they have that too.
This preventative step will help eliminate confusion
when they suddenly have to see a​ doctor.
There are student health care plans that are available
through most colleges that are a​ reasonably priced
alternative if ​ your policy excludes your child.
Isn’t college confusing enough without having to worry
about whether your child is covered should he or​ she
need to seek medical attention? Take the time to look
into health insurance before they head off to college
in the fall.




Related Articles:




Powered by Blogger.