California Commercial Vehicle Insurance



California Commercial Vehicle Insurance

California Commercial Vehicle Insurance
In California - the​ sun state - as​ well as​ in​ other states and other countries,​ commercial vehicle insurance is​ a​ significant part of​ the​ product spectre most insurance companies offers .​
For most of​ us ordinary drivers with our personal cars and other private vehicles like motorbikes,​ leisure boats and recreational vehicles doesn't offer much attention to​ the​ fact that lots of​ people are actually using their vehicles for a​ living .​
If you​ drive a​ commercial vehicle (big rig,​ delivery truck,​ bus,​ etc.) in​ California you​ should be aware there are certain legal requirements for vehicle insurance that you​ must maintain .​
Because commercial vehicles can often carry hazardous materials or​ precious cargo (such as​ our children) the​ insurance requirements for them are much higher than traditional automobile coverage.
Not all insurance companies offer commercial vehicle insurance .​
Some companies that specialize in​ auto coverage have a​ separate division that handles heavy vehicle insurance underwriting .​
Many times you​ can consult with your agent who can inform you​ of​ their coverage availability or​ refer you​ to​ another insurer who may be able to​ handle your commercial needs.
Some of​ the​ requirements for getting coverage of​ these larger vehicles can include specialized driver training requirements as​ defined by the​ state of​ CA .​
Often drivers must have a​ special endorsement or​ license to​ drive such vehicles .​
Regular inspections are usually mandatory for such vehicles as​ well to​ help maintain safety on​ the​ road .​
It is​ not uncommon to​ see random inspection points setup across the​ state to​ do spot checks of​ commercial trucks and other vehicles.
If you​ have any questions about the​ availability of​ coverage or​ the​ minimum requirements necessary you​ should contact the​ state department of​ motor vehicles who will explain detailed coverage requirements based on​ the​ type of​ vehicle and for what purpose it​ will be used for.

California Commercial Vehicle Insurance





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