8 Ways To Save Money On Your Motorbike Insurance

8 Ways to​ Save Money on​ Your Motorbike Insurance
Motorbike insurance can cost you​ a​ lot of​ your hard earned money each year .​
In this article you​ will find out about 8 different ways you​ can cut the​ cost of​ your motorbike insurance .​
The savings you​ make may add up to​ quite a​ bit of​ money over the​ years so it​ is​ usually worth the​ effort involved .​
So here are the​ ways to​ save on​ your motorbike insurance:
1 .​
Well first of​ all,​ for those of​ you​ who have not actually bought your motorbike yet,​ you​ have an​ opportunity of​ getting your motorbike insurance down from the​ start by getting quotes for several different motorbikes that you​ are considering in​ order to​ find a​ motorbike with lower insurance costs .​
This is​ because motorbike insurance premiums can vary considerably depending on​ the​ type and model of​ bike that you​ go for .​
Another benefit of​ doing your homework before you​ buy your motorbike is​ that you​ avoid buying a​ motorbike which you​ later find out you​ cannot afford the​ insurance on.
2 .​
When deciding which excess level to​ go for on​ your motorbike insurance policy,​ the​ best thing to​ do is​ to​ go for as​ high an​ excess as​ you​ can afford to​ pay in​ the​ event of​ claim as​ the​ higher your excess the​ less you​ pay.
3 .​
If the​ bike you​ are insuring is​ an​ old one or​ does not have much value,​ then you​ can save some money by opting for third party fire and theft insurance cover instead of​ comprehensive insurance cover.
4 .​
Some insurance companies take into account your credit record when deciding on​ how much your insurance premium is​ going to​ be,​ so make sure you​ keep a​ good credit record which is​ a​ good thing to​ have anyway.
5 .​
It always pays to​ shop around different insurance companies to​ find the​ best deal and also bear in​ mind you​ may get a​ discount for buying online.
6 .​
Avoid adding a​ young rider to​ your insurance policy if​ possible and keep the​ number of​ riders on​ your policy to​ a​ minimum,​ you​ pay the​ lowest amount by just having yourself on​ your insurance policy.
7 .​
You should only have guest passenger liability on​ your policy if​ you​ actually do have guest riders on​ the​ back of​ your bike .​
If you​ ride alone always,​ then you​ can get your insurance down by not having the​ guest passenger liability on​ your insurance .​
However you​ must be aware that you​ must never have a​ guest rider on​ the​ back of​ your bike in​ this case as​ you​ will not be insured for this.
8 .​
And finally it​ is​ a​ good idea to​ only make a​ claim when it​ is​ a​ large claim and try not to​ make smaller claims as​ this will keep your future insurance premiums down.

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